3 Steps To Take When Making a Water Damage Claim

10/10/2018 (Permalink)

Flooding damage in an Overland Park,KS home

It can be hard to plan for flooding and how it might affect your Overland Park, KS, home. However, there are a few ways you can prepare in case an incident should occur. Knowing how to make a flood insurance claim is one way you can be ready to handle the damage, and there are a few steps you can take when the time comes to file.

1. Contact Your Agent

Once you and your family are safely out of your damaged home, it is a good idea to call your insurance agent right away. Let them know the details of the flooding, such as where it came from, how deep the standing water is and what you need to do in order to get your claim started. Your agent can advise you about whether you can file from your insurance app or if they need to send a claims adjuster out to evaluate the damage.

2. Take Photos

Documenting flood damage for your insurance claim can help you retain proof of what you file. However, it is important that you only take photos if you can do so safely. Remember to leave items as they are for the photos so your insurance company can help you estimate the cost of the damage before cleanup efforts begin.

3. Call in a Professional Restoration Company

Getting an opinion about what it will take to restore your home can help you create a viable recovery budget. Calling in a water damage and restoration company may be helpful, as they can advise you about any possible problems with structural issues or mold growth after a pipe burst or water line break causes deep standing water in your home.

Making an insurance claim after flooding affects your Overland Park, KS, home can be stressful. However, when you know which steps to take, the process may go more smoothly.